If you own a mobile phone which is less than a few months old chances are you need mobile phone insurance to insure it and cover you in the event of a loss, theft or damage.

If you own an iPhone you will probably already be a ware of the cost of replacing it and hence know the need for iPhone insurance.

So you need to consider what you want included within your policy. 

You should certainly have theft cover included.  Over 1.3 MILLION phones are stolen every year.

If you can, you should get loss cover included because over 1.6 MILLION phones are lost every year (Source Continental Research).

So make sure you get yourself safely covered and insured with a good phone insurance